Insurance Gives You Piece Of Mind

December 13, 2018 | Blog | No Comments

Piece of mind’ is the thought behind insurance. Sometimes it goes beyond that. The law may require a certain amount of coverage to avoid penalties. This is true of auto insurance. How can you make a wise decision regarding car insurance? Read the following article for some handy tips to do just that! car insurance
Not many people know that taking a driver’s ed course can save them on their insurance. This is usually because most people who take driver’s ed do so out of a court mandate. Often times however, even someone who has not been mandated to take driver’s ed can take it, call their insurance company with the certification, and receive a discount on their policy.
To save money on auto insurance, be sure to take your children off of your policy once they’ve moved out on their own. If they are still at college, you may be able to get a discount through a distant student credit. These can apply when your child is attending school a certain distance from home.
You can purchase insurance that covers more than just the minimum requirements. Even though these may cost you a bit more, the peace of mind they will give you will be worth it. Consider investing in uninsured motorist coverage, which can protect you if you are hit by someone who doesn’t have insurance.
Once you have a teenage driver in your house, your insurance premiums will go up. To save money, buy a less expensive and safer car for your teen to drive. Don’t give in if they beg you for a fancier, sportier car. The safer the car, the cheaper the insurance.
Don’t allow inferior parts to be used to repair your car, and it will last longer. Some insurance companies may send you to a repair shop that doesn’t necessarily have your car’s best interests in mind. Make sure that they use parts directly from the manufacturer to ensure a perfect fit and that they meet federal safety standards.
Although it may seem strange, try to purchase an older vehicle when looking for a new car. This is because the insurance rates on older vehicles are not nearly as high as on newer ones. If you already have insurance and you switch to an older vehicle, make sure to let the insurance company know.
If you want to buy a SUV, you should know that these vehicles are the most stolen one. This means that you should definitely get an insurance that covers the theft of your vehicle, and that this insurance is probably going to be rather expensive. Perhaps you can find something else than a SUV. best auto insurance
Now that you have read the above article, apply the tips that work best in your situation. Understandably, a wise decision regarding auto insurance is not as ease as it may seem. Do your homework! It will be worth the effort. Not only will you have “?piece of mind’ you will also be doing what the law requires. Good for you!

For the second game in succession, the Blues got by without any spare parts Monday night against the Los Angeles Kings, and there’s a chance that could be the case throughout Thanksgiving week.

The team lost forward Jaden Schwartz and defenseman Carl Gunnarsson to upper-body injuries in Friday’s 4-1 win over the Vegas Golden Knights. Both veterans sat out Saturday’s game in San Jose and Monday’s home contest with the Los Angeles Kings.

“I would expect both guys to be out through the weekend, and then we’ll see how they’re doing next (week),” Mike Yeo said after Monday’s morning skate, and about a half a day before he was fired as the team’s coach.

If that’s the case, the duo will miss at least three additional games, because the Blues play Wednesday at Nashville, Friday at home against Nashville and Saturday at home against Winnipeg.

Among other injured Blues, Yeo described winger Alexander Steen (upper body) as day-to-day. Forward Pat Maroon (upper body) remains on injured reserve but is making progress. Monday marked the third game Maroon has missed due to injury.

Maroon skated on his own Monday before the Blues’ morning skate.

“He felt good out there, so he’s coming along,” Yeo said. “I’d say hopeful for the weekend, but we’ll see.”

And what about Robert Bortuzzo? The defenseman has missed 12 consecutive games — and 13 of his last 14 — with a lower-body injury, and for now remains on injured reserve. But he also has done some skating in a non-practice setting and is making progress.

The Blues are ultra-tight against the salary cap, which may explain why they have called up no reserves from San Antonio at this point. According to, the team is projected to be only $40,000 below the cap by season’s end. And that may explain why the team is going with only 12 forwards and six defensemen.

“That’s OK,” Yeo said. “We’re happy with the group that we have. It’s always challenging, but every team faces this. Every team has guys that are out of the lineup and you have to step up.

“When we’re approaching a game like (Los Angeles), you’ve got to look at the (Ryan) O’Reillys, the (Vladimir) Tarasenkos, the (Brayden) Schenns, the (Tyler) Bozaks, the (David) Perrons — those veteran guys. Those guys that have experience scoring and contributing, being effective both ends of the ice.”

The absence of veterans Bortuzzo, Gunnarsson, Maroon, Schwartz and Steen — who have a combined 2,542 games of NHL regular-season experience — has opened chances for several youngsters.

“We’ve got guys that are getting the extra opportunity, whether it’s getting into the lineup, whether it’s getting extra ice time,” Yeo said. “Come into the game and don’t just blend in. Make sure you find a way to impact the game, to have a positive effect on the outcome.”


The NHL Players Association helped Washington forward Tom Wilson during his appeal of a 20-game league suspension for a blindside hit on Blues forward Oskar Sundqvist. Sundqvist, who still bears facial scars from that hit, said the players association did not reach out to him during the process.

“No, they didn’t,” Sundqvist said. “I think they have to go both ways there, kind of. But in this case it feels like they just tried to help Wilson out. So it was a surprise, yeah (not to hear from the NHLPA).”

Sundqvist missed the first eight games of the regular season due to a concussion and shoulder injury resulting from the hit, which occurred in the Blues’ preseason finale.

Last week, an arbitrator reduced Wilson’s suspension to 14 games. The Capitals had already played 16 games by then, but Wilson will still get back six games’ worth of salary.

“There’s nothing I can do about it,” Sundqvist said.

“They already made the decision, and I can’t walk around all day thinking about that. I got other stuff to think about, like trying to play hockey and trying to do as good as I can here for the Blues.”

Blues fire Yeo after loss to Kings

October 21, 2018 | Blog, Sports | No Comments

Mike Yeo is out as Blues coach. Not long after the Blues were shut out for the third time in four games, general manager Doug Armstrong decided it was time to make a coaching change.

The team relieved Yeo of his duties following a 2-0 loss Monday to the Los Angeles Kings at Enterprise Center. Associate coach Craig Berube takes over immediately as the team’s interim head coach.

The Blues fell to 7-9-3 on the season with Monday’s loss. Only the team that defeated them Monday, the Kings, has fewer points in the entire National Hockey League at 7-12-1.

Monday’s result extended the Blues’ scoreless streak to 142 minutes 48 seconds — or more than seven periods without scoring a goal.

Over the first few weeks of the season, the Blues were among the league’s highest-scoring teams but couldn’t prevent a goal to save their lives. Lately, they’ve been very good on defense, but couldn’t score a goal to save their lives.

Or save Yeo’s job.

The Blues made the announcement 90 minutes after Monday’s game with a seven-paragraph press release that included no statement by Armstrong and notice of a 10 a.m. press conference Tuesday.

If Yeo knew of his fate during his postgame media session, he did a great cover-up job.

Speaking of the team’s scoring woes, he said: “We’ve just got to find a way. That’s what we’ve got to do. It’s frustrating. It’s maddening because we can’t seem to put it all together at the same time right now.

“We do the odd game now, and in the beginning of the year we were scoring goals. The defensive game wasn’t there and we’ve cleaned up the defensive game and now we’re not scoring goals. Now we’ve got to put it all together.”

But it’s no longer his problem.

Berube, 52, joined the Blues on June 15, 2017, after coaching what was then the team’s American Hockey League affiliate — the Chicago Wolves — to a 44-19-13 record and the AHL’s Central Division title during the 2016-17 season.

Prior to that, Berube spent two seasons as head coach of the Philadelphia Flyers, posting a 75-58-28 regular-season record from 2013-15. The Flyers made the playoffs during the 2013-14 season but lost in the first round.

Known as the “Chief” because of his First Nations ancestry, he’s a native of Calahoo, Alberta, who also spent seven seasons as an assistant coach for Philadelphia and five seasons with the Flyers’ AHL affiliate — the Philadelphia Phantoms — first as an assistant and then as head coach.

From 1986-2004, Berube played forward in the NHL and was known as an enforcer. When he retired, he ranked seventh all-time in penalty minutes (3,149) over a career that spanned 1,054 games.

Yeo, 45, was hired June 13, 2016 as head coach-in-waiting. He was to replace Ken Hitchcock following the ’16-17 season. But Yeo took over Feb. 1, 2017 when Hitchcock was fired, guiding the Blues to a 22-8-2 record over the remainder of the regular season and to the second round of the playoffs.

But that was as good as it got for the Blues under Yeo. After a terrific start last season — the Blues were 20-8-2 and tied for the overall league lead in points in early December, the Blues missed the playoffs by one point.

Despite the plethora of offseason moves made by Armstrong this past offseason, the Blues never gained traction under Yeo this season. They started the year with only one win in their first six games, never won more than two games in a row, and were never more than one game above .500.

Yeo’s overall record as Blues head coach was 73-49-11.

Monday’s loss added more frustration to the season. Less than a week ago, the Blues surely didn’t want to be the team that “snapped” the Chicago Blackhawks’ eight-game losing streak. But the Blues lost a 1-0 squeaker.

The challenge Monday at Enterprise Center was to avoid losing to the NHL’s worst team — the 13-point Los Angeles Kings. As in, 13 points for the entire season.

But it happened again. After a disappointing three-game road trip that saw the Blues lose twice on shutouts, they couldn’t get back on script, losing 2-0 to the lowly Kings before 16,860 disgruntled spectators.

“We have a lot of chances,” Vladimir Tarasenko said. “You can see it from upstairs too. Chances come off of hard work. It’s not from fancy chances or good plays.”

But as Tarasenko succinctly put it: “It’s hard to win when you don’t score goals.”

The Blues know that all too well.

“Yeah, it’s frustrating,” Alex Pietrangelo said. “We had some good looks, especially there at the end. But gotta find ways to score. You can’t win hockey games without scoring goals.”

With five veterans sidelined with injuries, including forwards Jaden Schwartz, Alexander Steen and Pat Maroon, the Blues’ goal-scoring woes continued. Their scoreless streak stands at 142 minutes 48 seconds.

The Blues hadn’t been shut out in back-to-back games since last February — 4-0 losses to Winnipeg and Nashville during the darkest part of that season. Those goose-egg games came during a seven-game winless streak.

All told they were shut out eight times last season. Now they’ve been shut out three times in their last four games.

After the team’s Monday morning skate, Yeo called on his healthy veterans to rise to the occasion, and called on the young players in the lineup to do more than just take up space. But the Blues just couldn’t solve rookie goalie Calvin Petersen, making just his third NHL start.

Rookie Matt Luff scored his first NHL goal for the Kings, capping a two-on-one break at the 8:18 mark of the second period. Anze Kopitar sent the fans home booing with an empty-net goal with 30 seconds left in the game.

Jake Allen played well, allowing only one goal for the third game in a row, stopping 25 of 26 goals. But he has only one victory to show for that recent run of good play.

The Blues’ record fell to 0-6-2 when trailing after two periods. Only Kopitar’s empty-netter with 30 seconds left prevented the Blues from falling to 0-5-3 in one-goal games this season.